Effective from: 01 Mangsir 2081 (16th November 2024)
Saving Deposit:
|
SN |
Scheme |
Interest Rate % p.a. |
Minimum Balance |
|
1 |
Green Normal Bachat |
3.25 |
Rs. 100 |
|
2 |
Green Special Bachat |
3.25 |
Rs. 1000 |
|
3 |
Green Bal Bachat |
3.25 |
Rs. 100 |
|
4 |
Green Nari Bachat |
3.25 |
Rs. 100 |
|
5 |
Green Dampati Bachat |
3.25 |
Rs. 500 |
|
6 |
Green Kramachari Bachat |
3.25 |
Rs. 00 |
|
7 |
Green Jestha Nagarik Bachat |
3.25 |
Rs. 1000 |
|
8 |
Green Yuva Vidharthi Bachat |
3.25 |
Rs. 00 |
|
9 |
Green Staff Bachat |
3.25 |
Rs. 00 |
|
10 |
Green Sharedhani Bachat |
3.25 |
Rs. 00 |
|
11 |
Green Samajik Surakchya Bachat |
3.15 |
Rs. 100 |
|
12 |
Green Suraksha Bachat |
4.15 |
Rs. 500 |
|
13 |
Green Combo Bachat |
4.50 |
Rs. 10,000 |
|
14 |
Green Pabitra Bachat |
4.50 |
Rs. 200 |
|
15 |
Green Samriddhi Bachat Khata |
5.15 |
Rs. 100 |
|
16 |
Green Remit Deposit |
6.15 |
Rs. 1,000 |
|
17 |
Green Call Deposit |
Up to 1.57 |
Negotiable |
Fixed Deposit:
|
S.No |
Period |
3 Months |
6 Months |
1 Year to below 2 Year |
2 Years and above |
||
|
1 |
Institutional FD |
- |
5.05 |
5.60 | 6.00 | ||
|
2 |
Individual FD |
5.75 |
6.05 |
6.60 | 7.00 | ||
|
3 |
Remittance FD |
6.75 |
7.05 |
7.60 |
8.00 |
||
|
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|
4 |
Recurring Fixed Deposit (Min 10,000.00) |
6.60% Quarterly |
|||||
|
5 |
Child Recurring Fixed Deposit with Special Features (Min 10,000.00) |
6.60% Quarterly |
|||||
Loan & Advance:
|
S.N. |
Loans and Product |
Yearly Interest Rate (%) |
|
Premium Over Base Rate |
||
|
1 |
Loan Against FD Receipt |
+2% on Coupon Rate |
|
|
Loan Against FD Receipt (Over Draft) |
+3% on Coupon Rate |
|
2 |
Microfinance/Deprive Sector Loan |
Up to 4.00% |
|
3 |
Deprive Sector Loan (Institutional) |
Up to 4.00% |
|
4 |
Agriculture Loan |
Up to 4.00% |
|
5 |
Gold Loan |
Up to 4.00% |
|
6 |
Other Loan |
Up to 4.00% |
Average Base Rate as on Ashoj End 2081 = 9.57%
Fixed Interest Rate for Individual Loan:
|
Type of Loans |
Up to 5 Years |
5 Years to 10 Years |
Above 10 Years |
|
Home Loan |
13.00% |
13.00% |
13.00% |
|
Auto Loan / HP Loan |
13.00% |
13.00% |
– |
|
Other Loan |
13.00% |
13.00% |
13.00% |
Note:
- Risk Premium up-to +2.00% p.a. may be charged for watch-list and above overdue.
- Loan Interest Rate of the bank shall be determined considering the provision mentioned in the directive of Nepal Rastra Bank.